Published reports

AG RETAIL CARDS LIMITED

Company number: 08087453

This information is as reported by the business, and responses are in their own words.

Reporting period:

3 February 2019 to 3 August 2019

Report filed on:

2 September 2019

Approved by:

Edward Shepherd


Payment statistics

Average time taken to pay invoices: 34 days

Invoices paid:

  • within 30 days: 70%
  • in 31 to 60 days: 7%
  • in 61 days or more: 23%

Late and disputed:

  • payments due in the reporting period which have not been paid within the agreed period: 18%

Payment terms

Shortest standard payment periods

7 days

Longest standard payment period

90 days

Standard payment terms

Negotiated with suppliers but normally settle on 30 day terms

Were there any changes to the standard payment terms in the reporting period?

No

Were suppliers notified or consulted about these changes before they were made?

N/A

Maximum contractual payment period agreed

90 days

No further comment provided

Any other information about payment terms

No further comment provided

Dispute resolution process

For Trade payments - There is ‘Routing Guide’ which our buying team do provide to new suppliers of which the vendor must sign to agree to our T&C’s. Invoices held up and shown on our exceptions report these are reviewed daily which usually relate to overcharges in cost prices or shortages in items of stock and requests for credits are emailed to the vendor within 24/48 hours then the ball is in the vendors court as to how quick they respond to settle the dispute so invoice(s) are captured and paid within the next payment run. Other payments (non-trade) – Department heads who set up new accounts do know to tell the vendors to email invoices to our central machine, these are processed into our accounts system and scanned into invoice routing system (Zlab) daily. It’s up the each budget holder to approve invoices once they appear in there ZYlab inbox and resolve any disputes with the vendor. If AP are chased by vendors for any invoices overdue for payment which have not been approved we usually chase up the budget holder to resolve directly with the vendor. Once the dispute is resolved and approved, the invoice(s) are then captured and paid within the next payment run.

Other payment information

Has this business signed up to a code of conduct or standards on payment practices? If so, which?

For example, signatories to The Fair Payment Code must commit to paying 95% of their invoices within 60 days.

No, this business has not signed up to a code of conduct or standards on payment practices.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

No

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

No

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

No

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No