Published reports

TJX UK

Company number: 03094828

This information is as reported by the business, and responses are in their own words.

Reporting period:

1 February 2026 to 1 August 2026

Report filed on:

27 August 2026

Approved by:

John Klinger


Contracts and payments

Do any of this business's construction contracts with its suppliers include retention clauses? Yes

Payment statistics

Average time taken to pay invoices: 58 days

Total value paid:

  • within 30 days: £526,645,711  (36%)
  • in 31 to 60 days: £623,221,854  (42%)
  • in 61 days or more: £319,137,763  (22%)

Invoices paid:

  • within 30 days: 23%
  • in 31 to 60 days: 49%
  • in 61 days or more: 28%

Late and disputed:

  • total value of payments due in the reporting period which have not been paid within the agreed period: £5,691,420
  • payments due in the reporting period which have not been paid within the agreed period: 8%
  • not made in the reporting period due to a dispute: 0%

Payment terms

Shortest standard payment periods

60 days

Longest standard payment period

160 days

Standard payment terms

Trade Vendors: TJX UK is committed to paying its invoices within agreed terms. In relation to trade vendors, we believe the majority of invoices that are not paid within the agreed terms are as a result of non-submission of an accurate invoice to TJX UK. TJX UK typically endeavours to contact vendors where goods have been received and we have not received a vendor’s invoice. Non Trade Vendors: TJX UK Standard payment terms for non-trade suppliers, other than rents, rates and utilities, are currently 60 days on satisfactory completion of the work and on receipt of an accurate and valid VAT invoice.

Were there any changes to the standard payment terms in the reporting period?

No

Were suppliers notified or consulted about these changes before they were made?

N/A

Maximum contractual payment period agreed

160 days

No further comment provided

Any other information about payment terms

No further comment provided

Retention clauses

How does this business use retention clauses?

Retention clauses are used in specific circumstances:

Retention is applied to General Contractor and Mechanical & Electrical (M&E) contracts for new store developments. For other ad hoc construction projects undertaken across Processing Centres and office locations, retention is generally applied to construction-related contracts, including pallet racking installations, office fit-outs, mezzanine construction, and flooring works.

Does this business only use retention clauses in construction contracts above a specific contract sum?

No

Does this business use a standard percentage rate in retention clauses?

Yes: 5%

Does this business apply retention clause practices that are no more onerous than those applied to it on the same project?

No

Releasing money under a retention clause

Process for releasing money this business has deducted or retained under a retention clause

TJX applies retention by withholding an agreed percentage from payments due to the contractor. A portion of the retained amount is released upon Practical Completion, with the remaining balance released following the issuance of the Certificate of Making Good Defects at the conclusion of the Rectification Period, in accordance with the contractual terms.

Is the money released in stages?

Yes:

TJX applies a 5% retention, reducing to 2.5% on practical completion. The remaining balance released following the issuance of the Certificate of Making Good Defects at the conclusion of the Rectification Period, in accordance with the contractual terms.

Amount retained from suppliers in the reporting period

Amount retained stated as a percentage of the money retained from this business by its clients

0%

Amount retained stated as a percentage of the total construction payments made by this business

1%

Dispute resolution process

The main contact for queries or disputes relating to invoices will typically be the TJX UK Accounts Payable team. Vendors are generally required to send a copy of the invoice which is under dispute together with the relevant TJX UK Purchase Order number to support in the investigation of the query. Following investigation of the query, Accounts Payable will aim to resolve the vendor’s dispute within 5 working days.

Other payment information

Has this business signed up to a code of conduct or standards on payment practices? If so, which?

For example, signatories to The Fair Payment Code must commit to paying 95% of their invoices within 60 days.

No, this business has not signed up to a code of conduct or standards on payment practices.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Yes

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

No

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

No

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No