Published reports

MD INSURANCE SERVICES LIMITED

Company number: 03642459

This information is as reported by the business, and responses are in their own words.

Reporting period:

1 July 2025 to 31 December 2025

Report filed on:

13 February 2026

Approved by:

Christine Stephenson


Payment statistics

Average time taken to pay invoices: 33 days

Total value paid:

  • within 30 days: £1,311,270  (70%)
  • in 31 to 60 days: £348,088  (19%)
  • in 61 days or more: £213,964  (11%)

Invoices paid:

  • within 30 days: 74%
  • in 31 to 60 days: 16%
  • in 61 days or more: 10%

Late and disputed:

  • total value of payments due in the reporting period which have not been paid within the agreed period: £0
  • payments due in the reporting period which have not been paid within the agreed period: 0%
  • not made in the reporting period due to a dispute: 0%

Payment terms

Shortest standard payment periods

7 days

Longest standard payment period

60 days

Standard payment terms

The company's standard payment terms are 30 days

Were there any changes to the standard payment terms in the reporting period?

No

Were suppliers notified or consulted about these changes before they were made?

N/A

Maximum contractual payment period agreed

60 days

No further comment provided

Any other information about payment terms

No further comment provided

Dispute resolution process

In case of a dispute a vendor is contacted and informed of an issue by the Manager who authorised the purchase. The Manager will then endeavour to agree a process going forwards with a resolution to be agreed within 14 days. If no resolution is resolved within 14 days of a dispute being raised this is then notified to Senior Management. Please note that the resolution does not have to be a payment but can be an agreement to make payment after the product or service has been provided to a satisfactory basis. Senior Management will then email or telephone the vendor to raise the issue and attempt to agree a resolution. If no agreement has been reached after 60 days of the dispute being raised the invoice is cancelled and the vendor notified. If the vendor, then raises a notification of intention to start legal proceedings the Compliance Manager is notified.

Other payment information

Has this business signed up to a code of conduct or standards on payment practices? If so, which?

For example, signatories to The Fair Payment Code must commit to paying 95% of their invoices within 60 days.

No, this business has not signed up to a code of conduct or standards on payment practices.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Yes

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

No

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

No

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No